Coverages You Need
While your landlord has insurance on the building itself, everything you own is at risk unless you take out your own renters insurance policy.
Loss of Use
For additional living expenses, you need loss of use
If your apartment becomes uninhabitable, this will cover the cost of renting another, living in an extended stay hotel or similar solution....Read More
For injury or property damage you cause to others or that occurs on your property, you need liability
Covers medical bills and property damage you, your children or your pets cause or that result from an incident on your property....Read More
For the contents of your apartment, you need personal property
Covers personal items both in your unit and stored off-premises. Expensive items generally have dollar limits and may require a policy addition, or floater, to recoup their full value....Read More
For specific vulnerabilities, you need specialty coverages
Consider adding coverage for identity fraud, assistance while traveling or pets. Any possession you would need financial help replacing should be considered as an insurance need....Read More
Companies We Work With
* Not all carriers available in every state.