Coverages You Need
Properties you own for rental purposes require specific types of coverage to protect against all types of liability. This is also referred to as landlord’s insurance.
Loss of Rent
For loss of rental income, you need loss of rent
If your rental property becomes uninhabitable, this will help replace your lost income.
For injury or personal property damage you cause to others or that occurs on your property, you need liability
Covers medical bills and property damage you or your property cause or that result from an incident on your property....Read More
For your rental building, you need dwelling
Covers the physical structure of the building.
For contents you own, you need personal property
Covers items you own that reside in the rental building, like appliances and fixtures.
For a detached garage or shed, you need additional structures
Covers house-like structures on your property, but not attached to the home.
For regional natural disasters, you may need flood or earthquake
Covers damages from regional weather occurrences.
For specific vulnerabilities, you need specialty coverages
Consider adding coverage for sewer backup or equipment breakdown. Any situation you would need financial help recovering from should be considered as an insurance need....Read More
Companies We Work With
* Not all carriers available in every state.