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Lori Salchert

Lori Salchert is the five-year-veteran personal advisor at JMIS, with extensive experience in auto, home and umbrella insurance.

A self-proclaimed insurance geek, she loves to get down to the details with her clients, making sure every exposure is protected and then thoroughly explained in a way everyone can understand.

Lori likes to run, kayak, bike, garden and practice yoga. She really hates the outdoors, can't you tell?
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Recent Posts

Is General Liability & Collision Insurance Enough for My Car?

Posted by Lori Salchert on Aug 24, 2017 6:03:00 AM

When looking for car insurance, some may assume that your policy only needs to include general liability & collision insurance. However, this is not always the case.

While liability insurance covers third-party lawsuits over bodily harm and property damage, the requirements of your policy will still vary by state. And while general liability insurance is a must in Wisconsin, New York, and Illinois, collision insurance is not required in either of these states.

So what else do you need to have in order to meet your state's requirements?

Make sure you’re prepared for the road ahead and check out what your policy is required to include and discover how you can better protect yourself financially in your time of need.

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Topics: general liability insurance, liability insurance, car insurance, collision insurance

What You Need to Know When Switching Insurance Companies

Posted by Lori Salchert on Jul 27, 2017 6:03:00 AM


You may be under the assumption that switching insurance companies is a hassle. However, switching insurance companies can be rather easy with the right information.

By making the switch, you can not only find the best coverage that fits your needs but you can also save a significant amount of money.

So when it comes to switching insurances, what should you know? To help you make a smooth transition, here are 4 things to keep in mind when switching insurance companies.

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