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Security Advice from Jewelers Security Alliance Regarding Store Re-Openings

Posted by Susanne Diana on Apr 29, 2020 4:55:53 PM

As states start to lessen their restrictions on businesses, JM Insurance Services LLC is here as a resource if you have any questions regarding your policy and coverage. Each business must determine if and when they will look to reopen their business and in what capacity.  We are providing you some helpful resources as you consider your next steps.

Recently Jewelers Security Alliance (JSA) provided guidance on what jewelers should consider when looking to reopen their stores after COVID-19. Below are a few of the JSA recommendations:

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Topics: business insurance

What Kinds of Insurance Policies Should I Have?

Posted by Shannon Arno on Sep 7, 2017 9:24:00 AM

Besides health and life insurance, there are plenty of other insurance policies that can benefit you in the long run.

As you know, unexpected events can happen in a flash, leaving you in a difficult position with little to no financial support.

However, with the right coverage tailored to your needs, you can enjoy peace of mind knowing that you’re covered, no matter the weather.

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Topics: personal insurance, insurance policies, business insurance

Is General Liability & Collision Insurance Enough for My Car?

Posted by Lori Salchert on Aug 24, 2017 6:03:00 AM

When looking for car insurance, some may assume that your policy only needs to include general liability & collision insurance. However, this is not always the case.

While liability insurance covers third-party lawsuits over bodily harm and property damage, the requirements of your policy will still vary by state. And while general liability insurance is a must in Wisconsin, New York, and Illinois, collision insurance is not required in either of these states.

So what else do you need to have in order to meet your state's requirements?

Make sure you’re prepared for the road ahead and check out what your policy is required to include and discover how you can better protect yourself financially in your time of need.

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Topics: general liability insurance, liability insurance, car insurance, collision insurance

Insurance Broker vs. Agent: What's the Difference?

Posted by Shannon Arno on Aug 10, 2017 6:03:00 AM

An Insurance broker vs agent: which one is best for you or your business?

Better yet, is there even a difference?

You’ve probably heard the two used pretty interchangeably and you may be starting to believe that they are one in the same. However, the truth is that they’re very different and offer their own advantages, as well as their own disadvantages.

This article will help you decipher between the two and guide you to the one that will best address your insurance needs.

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Topics: Insurance Broker, insurance agent, Captive Insurance Agent, Independent Insurance Agent

What You Need to Know When Switching Insurance Companies

Posted by Lori Salchert on Jul 27, 2017 6:03:00 AM

You may be under the assumption that switching insurance companies is a hassle. However, switching insurance companies can be rather easy with the right information.

By making the switch, you can not only find the best coverage that fits your needs but you can also save a significant amount of money.

So when it comes to switching insurances, what should you know? To help you make a smooth transition, here are 4 things to keep in mind when switching insurance companies.

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5 Questions to Ask an Insurance Agent for the Best Home Insurance Deals

Posted by Shannon Arno on Jul 20, 2017 6:03:00 AM

When you're shopping for the best home insurance deals, it's important to know what is, and what isn't, covered under a multitude of situations.

Some may believe that home insurance only covers the structure of the home while others believe that it covers more than it actually does.

However, by asking your insurance agent the right questions, you will be able to find the best home insurance to fit your needs and your budget.

To help you reach your goals, here are 5 questions to ask your agent to get the best deal.

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